By Roxanna Coldiron Six months after we graduate from college, we find out an unsettling truth. It’s not that we didn’t know that we needed to pay our student loans back...
Wellness programs promote physical and financial health of employees. This is a good thing for organizations. Why? Well, healthy employees who aren’t worried about their finances give their all for their work and don’t call off as often. They’re happier about coming to work than...
Kevin Porath joined the PeopleJoy team in January 2017. That means he has been with us for a year and a half now. (Congratulations, Kevin ?!) Our President and CEO Emeka Oguh was looking for a Payroll Consultant, and Kevin Porath met with him through...
By Roxanna Coldiron Every year, many companies facilitate the performance review. Employees brace themselves for the 15 to 30-minute meetings with their managers. The checklist is generally the same for each review, and few people look forward to their annual job scores from their employers. Where performance...
By Roxanna Coldiron Student loans are not the only debt that Americans carry. The average credit card holder has a balance of $5,839, which is slightly less than the average credit card balance of $6,354. People use their credit cards to pay bills or go shopping....
By Roxanna Coldiron Student loan debt recently hit another milestone. Graduates are leaving college with more debt than ever before. Outstanding student loan debt has hit $1.5 trillion in the first quarter of 2018, according to the Federal Reserve. Who borrows student loans Low-income students are also...
If you have been denied Public Service Loan Forgiveness (PSLF), a new provision called the Consolidated Appropriations Act, 2018 may provide some relief. The Temporary Expanded Public Service Loan Forgiveness (TEPSLF) opportunity has been extended to allow PSLF applicants who were denied forgiveness on a...
One of the most common complaints you will find in online employee reviews is not what you might expect. Some people may complain about the pay or the hours, but the words “bad management” make up a majority of negative reviews regarding workplace experience. You...
True financial wellness goes beyond annual enrollment meetings or one-time workshops. Employees want to be able to learn more about financial wellness throughout the year and receive guidance on the financial choices available to them. A Brief History of Employer-Based Benefits Employer-based benefits began soon after the...
By Roxanna Coldiron Buying a home when you have student loans is not as impossible as it sounds. The home-buying experience will be different for everyone, but the good news is that you can be approved for a mortgage and own your own home. Kelsey's experience with...