By Lorraine Roberte Income-driven repayment (IDR) plans can be a lifeline for those drowning in student loan debt or struggling to pay their monthly bills. But, with multiple options and different payment terms, the plans can get confusing. Here are eight things to know when it...
College students are feeling the pinch on their finances. As the student loan crisis continues to worsen (to the point that experts doubt it will ever be completely paid off), it is no surprise that more U.S. students are opting to work at paid jobs...
By Lorraine Roberte The average millennial pays $351 per month on student loans, up 50 percent from 2005. If you’ve been paying student loan bills for a couple of years and are wondering how to make payments more affordable, refinancing might be the answer refiyou’re looking...
In the first quarter of 2006, the U.S. Federal Reserve reported that Americans had an outstanding student loan debt of $480,966.98. Where do we stand now? The Federal Reserve released the numbers for the second quarter of 2018, and United States college students and graduates...
By Lorraine Roberte We all know the struggle is real. Mortgage or rent payments, credit card statements, utility bills, and on it goes. On top of that, there are still student loan bills to pay. Luckily, here are 7 tactics we can use to lower our...
By Lorraine Roberte Gone are your daily rations of ramen noodles and early-morning classes. Now you’ve gone up the career ladder at your full-time job. Sure, life looks a little different now that you're interested in applying for grad school. One thing that perhaps hasn't changed...
By Lorraine Roberte The notion of home ownership as an American right is still very much alive in the American dream. But whether we choose to rent or buy shouldn’t be based on emotional attachments to a cultural ideology. It should be based instead on what...
By Roxanna Coldiron It is inevitable. Employees will need to be coached on their performance at some point within their careers. Coaching employees, when done well, helps employees to increase their productivity and improves their morale. Coaching can have the opposite effect if it is done...
By Lorraine Roberte Nineteen percent of American households have $0 in emergency savings, and 31 percent have less than $500. This means half of all Americans are living paycheck to paycheck and are just one major financial event away from disaster. The solution is to create...
With nearly full employment, employers have to become creative in appealing to talent. Employers have also begun to recognize that treating employees well means that the employees are more eager to give back to the company. The right portfolio of benefits will vary by industry...